In May of 2000, HUD released a comprehensive, 148-page evaluation of the federally-insured Home Equity Conversion Mortgage (HECM) program. This analysis
  • Reviews the program’s history and design
  • Profiles the program’s borrower, properties, and loans
  • Evaluates participation by the financial community
  • Discusses the program’s counseling program
  • Reports on borrower feedback
  • Investigates legal and regulatory issues
  • Analyzes the program’s risk pool
  • Discusses data needs & actuarial assumptions
You can get this – and all subsequent HUD HECM analyses – HERE.