For many Americans, social security benefits are a vital part of their retirement income plan. Therefore, it’s important to understand the rules and stay informed of any changes. Below are a few lesser-known facts about social security that may surprise you.1 Did you know that unmarried children under the age of 18 can receive benefits? The benefits would be based on their parents’ work record if...

Mortgage interest rates are likely on the rise, so if you’re thinking about refinancing or buying a home, now may be a good time. Below are some helpful tips to keep in mind as you shop for a mortgage:1 Paying Attention to Interest Rates Even a small movement in mortgage rates can have a significant effect on what you’re paying. A recent article on Yahoo Finance gave the following example: Let’s...

For many Americans, the equity they have in their home is their largest asset. Often times, their home equity makes up more than half of their net worth. However, despite the large amount home equity held by homeowners 62 and older; many don’t fully understand how it’s measured or how to incorporate it into a comprehensive financial plan.1 Fortunately, the National Reverse Mortgage Lenders...

Is your home ready for spring? This is the perfect time to give your home a good “once-over”. Taking care of minor repairs and clean-up from the winter months will help prepare your home for the long summer ahead. Regular home maintenance can make a big difference to the appearance of your home, and help prevent major expenses in the future. In many regions, spring is the perfect season to tackle...

Buying a home is a strategic move that you can benefit from greatly if you make the right move and commit to projects that are a good return on investment (ROI). When choosing a home you want to make sure that you are selecting an option with the best likelihood of increasing value and will allow you to make modifications (ranging from minor to extreme) that add equity. There are two types of...